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Auto Accidents

Why do I need UIM (Underinsured coverage)? Underinsured coverage applies to you or any person in your vehicle if you are involved in an auto accident and the at-fault party does not have enough liability insurance coverage to pay for your medical bills and damages. This coverage is usually fairly cheap, but unfortunately most agents […]

With virtually all drivers having cell phones in their cars, many use them while driving. When you are stopped at a red light in town look at the drivers going by. You will see a good percentage of them talking on their cell phones and some texting as well. The use of hand held cell […]

If you are in a wreck and your car is towed to a repair or storage yard after the accident, you need to make sure that the at-fault driver’s insurance company or your company (if you were at fault) looks at the car. If the car cannot be fixed, make sure that they take it […]

ACCIDENTS WHERE A VEHICLE FORCES A CAR OFF THE ROAD OR THE DRIVER GOES OFF THE ROAD TO AVOID AN ACCIDENT BUT THERE IS NO CONTACT BETWEEN THE VEHICLES. If a car runs another vehicle off the road or causes a wreck, but there is no contact between the vehicles and the at-fault vehicle leaves […]

All drivers are required to have liability and uninsured motorist coverage in the amount of $25,000/$50,000 on each car they own. Underinsured coverage is unfortunately not a required coverage by law in South Carolina. Liability coverage covers another person’s damages when you are at fault causing an accident. Your insurance company will then pay the […]